Investing in property can be a smart way to build wealth over time. One popular route is through buy-to-let mortgages. These mortgages are designed specifically for people who want to purchase a property to rent out rather than live in themselves. If you’re considering this path, it’s important to understand how buy-to-let mortgages work, what you need to qualify, and how to make the best decisions for your investment. Let’s walk through the essentials together, breaking down

Buying a home is a big step, and it can feel even more complicated when your income isn’t the usual nine-to-five salary. If you’re a...

When it comes to investing in property, understanding your mortgage options is key. Whether you're stepping into the buy-to-let market...

First-time buyers (FTBs) face an extra stretch to get onto the housing ladder following the cut to stamp duty relief at the start of this...

Buying a home is now significantly cheaper than renting across most of Great Britain, according to research from property website Zoopla....

Fixer-uppers are the most popular type of home among buyers this year*. Analysis has found that nearly half (46%) of fixer-upper homes on...

Are you considering making mortgage overpayments? Here’s what to consider. If you can afford it, there are many advantages to overpaying...

Have first-time buyers left it too late to pay lower Stamp Duty? It would appear so. At present, first-time buyers pay no Stamp Duty when...

What’s on the horizon for UK mortgage rates? UK mortgage rates in the spotlight as economic factors suggest rates could rise again. Hopes...

House prices are expected to stay on a positive trajectory over the course of 2025*. House prices returned to growth in 2024, with prices...

Bank of England (BoE) Governor Andrew Bailey is confident inflation will fade in 2025, which could mean as many as four interest rate...

If you already have adequate cover in place, it can be easy to assume that there is nothing more to be done. However, there are extra...

Following Labour’s landslide election win, much of the nation is waiting to find out what is in store for the UK housing market.  Many...

With medic advances constantly evolving, it is important to review your critical illness cover to ensure it still meets the needs of you...

If you are hoping to buy a new home soon, it’s never too early to start preparing – get yourself mortgage-ready this summer by following...

Getting onto the property ladder has always been a challenge, but perhaps even more so at the moment. A report has found that it is...

Prior to the Spring Budget, there was speculation that the government may introduce a 1% mortgage deposit scheme. That did not come to...

More opting for income protection insurance Recent figures indicate that more people than ever are taking out income protection...

The first few months of 2024 showed some promise for a housing market which is stabilising following a challenging period for buyers and...

As research1 reveals that 45% of UK adults are losing sleep over money, we’re here to remind you of the value of professional advice....